问题：
[多选题]
根据支付结算法律制度的规定，托收承付的付款人，有正当理由的，可以向银行提出全部或部分拒绝付款。下列选项中，托收承付的付款人可以拒绝付款的款项有（）。
A、
代销商品发生的款项
B、
购销合同中未订明以托收承付结算方式结算的款项
C、
货物已经依照合同规定发运到指定地址，付款人尚未提取货物的款项
D、
因逾期交货，付款人不需要该项货物的款项
参考答案：
A,B,D
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